Ravenswood Bank currently offers 4 solutions to your checking account needs. Each account has the option of adding a Visa Debit/ATM card for additional convenience. Your Banker will be happy to discuss each option with you to determine which best suits your needs:

	Liberty	Personal	Vintage (Free Checking for Over 50)
Opening Deposit	$100	$100	$100
Interest Bearing	Yes	No	Yes
Min. Daily Balance*	$200 - to earn interest, otherwise none	$300 - to avoid Monthly Fee	$200 - to earn interest, otherwise none
Monthly Fee**	None	$10	None
Visa Debit/ATM Card	Yes	Yes	Yes
Check Stock	240 free	None	2 boxes free
Charge Per Check**	None	None	None

*    Minimum balance or minimum opening deposit, where applicable.
**  Fees could reduce earnings, where applicable.

When opening a brand new checking account with Ravenswood Bank, you may qualify for a premium rate on a Certificate of Deposit. Click here for more information.

You may also use your Ravenswood Bank Visa Debit or ATM card to access cash at many ATMs throughout the Metropolitan area free of charge. Click here to find the most convenient location for you.

Money Market and NOW Accounts

Within the Money Market Accounts (MMA) and NOW Accounts, interest accrues daily (based on current balance) and is paid monthly. Our tiered interest rates are based on ascending balances. We use the daily balance method to calculate the interest on your account. This particular method applies a daily periodic rate to the principal in the account each day. At our discretion, we may change the interest rate on your account daily.

	Money Market I ***	NOW Account	Money Market II ***	Money Market III ***
Opening Deposit	$100	$100	$100	$100
Min. Daily Balance*	$2,500	$500	$10,000	$50,000
Fee if Min. Balance not met**	$15	$10	$15	$15

*     Minimum balance or minimum opening deposit, where applicable.
**   Fees could reduce earnings, where applicable.
*** A penalty will be imposed if there is an early withdrawal from the account, where applicable.

Need to reorder your checks? Click here to do so!