Ravenswood Bank Privacy Disclosure Policy

We Respect Your Privacy

We have never shared nonpublic personal information except as required by law and we will continue to protect your privacy.

Categories Of Information That We May Collect

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms, such as: your name, address, social security number, assets, and income.
• Information about your transactions with our affiliates, others, or us such as: your account balance, payment history, parties to transactions, and credit card usage.
• Information we receive from a consumer reporting agency, such as: your creditworthiness and credit history.

We may disclose all the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with which we have a joint marketing agreement. For example, the bank may offer insurance, uninsured investment products and stock brokerage services through arrangements with unaffiliated third party financial service providers to enhance and expand the financial products and services available to our customers. If we share information with a nonaffiliated third party for the purpose of telling you about our new products or services, the bank will enter into a written agreement with the third party that will require them to maintain the confidentiality in the same manner the bank would, to restrict its use. The bank will not provide your personal information to non-bank companies for the purpose of their independent telemarketing or direct mail marketing of any nonfinancial products or services.

Disclosure Policy

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

Notify Us of Inaccurate Information We Report To Consumer Reporting Agencies

Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address: Ravenswood Bank 2300 West Lawrence Avenue Chicago, Illinois 60625

Confidentiality and Security

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. If you ever have questions or concerns about the integrity of your account information, please contact us.