Personal Banking Services

Product Min. to Open/Earn* Interest Rate Annual Percentage Yield
Classic Passbook Savings $1,000 3.00% 3.03%
Investor Money Market Account $50,000 2.77% 2.80%
Liberty Checking $200 1.98% 2.00%
Money Market I $2,500 1.25% 1.26%
Money Market II $10,000 2.35% 2.38%
Money Market III $50,000 2.75% 2.78%

Interest and Annual Yield are accurate as of Sep 18, 2008.
*    Minimum balance or minimum opening deposit, where applicable.
**  Variable rates may change after the account is opened, where applicable.